The Human Sciences Research Council (HSRC)

2004  Large
Micro-Finance in Rural Communities in Southern Africa was a report prepared by the HSRC for the Integrated Rural Development Program (IRDP) of the WK Kellogg Foundation, southern Africa. The IRDP is a core initiative in Foundations Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities.

A component of this programme is to help capitalise locally-based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites were selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative, the HSRC conducted an evaluation in the three key sites of the IRDP, to evaluate the implications of implementing a micro-finance scheme in these areas.

While micro-finance in its various forms has helped to make loan capital more accessible to low-income rural communities, much remains to be done to increase its outreach, impact and sustainability. The essential objective of this study is to make well-researched recommendations for IRDP policy and strategy to enable the micro-finance agents that it will shortly be appointing to maximise improvements in these key indicators in the three pilot sites.

Product information

Format : 210mm x 296mm
Pages : 180
ISBN 10 : 0-7969-2000-1
ISBN 13 : 978-07969-2000-3
Publish Year : 2002

Executive summary

1. Introduction

2. Determinants of demand for financial services in three pilot studies

3. Access to financial services

4. Micro-finance in rural communities

5. Policy issues and recommendations

References

Appendix

Compiled by the Human Sciences Research Council (HSRC) for the Integrated Rural Development Program (IRDP) of the WK Kellogg Foundation, southern Africa.
Share this

You might also consider these related books

2133  Large

Measuring Innovation in OECD and NON-OECD Countries
Selected seminar papers

It is widely accepted that innovation is key to economic growth. Countries where research and innovation are high on the national agenda are best suited to prosper in the knowledge-based economy. Conversely, countries whose economies are mainly dependent on natural resources and basic industries tend to lack competitiveness and flexibility in adapting to changing global trends. The Organisation for Economic Co-operation and Development (OECD) has long been concerned with the measurement of research and experimental development (R&D) and innovation activities.

Product information

Format : 297mm x 210mm
Pages : 400
ISBN 10 : 0-7969-2062-1
ISBN 13 : 978-07969-2062-1
Publish Year : 2006
Price R 286.00
2081  Large

Human Sciences Research Council
Institutional Review 2003

The Human Sciences Research Council (HSRC) is South Africa's statutory reseach agency dedicated to policy-relevant social science. In 2003 the HSRC was evaluated by an independent panel appointed by the Minister of Science and Technology. This publication contains the report presented by the panel.

Product information

Format : 148mm x 210mm
Pages : 160
ISBN 10 : 0-7969-2057-5
ISBN 13 : 978-07969-2057-7
Publish Year : 2003
Price R 120.00
2302  Large

The development of competition law and economics in South Africa

This is an important and timely contribution to the rapidly growing field of competition law in South Africa. While the South African competition authorities have established an enviable local and international profile for their work, there is a need for critical evaluation of the developments in this field since the Competition Act came into force in 1999. This book meets this need.

Product information

Format : 235mm x 168mm (Soft Cover)
Pages : 256
ISBN 10 : 978-07969-2404-9
ISBN 13 : 978-07969-2404-9
Publish Year : 2013
Rights : World Rights
Price R 280.00
2137  Large

Multinationals on the Periphery
DaimlerChrysler South Africa, human capital upgrading and regional economic development

Utilising the DaimlerChrysler human resources upgrade in one of South Africas least developed provinces as the basis, this is a well-developed case study of the relationship between human capital in host economies and international capital inflows. It describes how DaimlerChrysler upgraded human resources in its East London plant where the company manufactures the Mercedes C-Class model for export. Lorentzen explores the extent and depth of the upgrading along and beyond the automotive supply chain, and its repercussions on local education and training institutions. Finally, he analyses how foreign direct investment and local industrial development interact in the short and medium term, and hypothesises as to the possible longer-term outcomes in the absence of proper regional economic planning.

Product information

Format : 148mm x 210mm
Pages : 44
ISBN 10 : 0-7969-2131-8
ISBN 13 : 978-07969-2131-4
Publish Year : 2006
Price R 95.00