The Human Sciences Research Council (HSRC)

Visit South Africa's official Covid-19 resource portal
2004  Large
Micro-Finance in Rural Communities in Southern Africa was a report prepared by the HSRC for the Integrated Rural Development Program (IRDP) of the WK Kellogg Foundation, southern Africa. The IRDP is a core initiative in Foundations Africa portfolio of programmes, which aims to reduce poverty and improve the quality of life of rural communities.

A component of this programme is to help capitalise locally-based enterprise development initiatives by stimulating the provision of and access to micro-finance in rural areas. Three sites were selected to pilot the introduction of this and other IRDP activities. These are: Chimanimani (Zimbabwe), Chimoio (Mozambique) and Nyandeni (South Africa). As part of this initiative, the HSRC conducted an evaluation in the three key sites of the IRDP, to evaluate the implications of implementing a micro-finance scheme in these areas.

While micro-finance in its various forms has helped to make loan capital more accessible to low-income rural communities, much remains to be done to increase its outreach, impact and sustainability. The essential objective of this study is to make well-researched recommendations for IRDP policy and strategy to enable the micro-finance agents that it will shortly be appointing to maximise improvements in these key indicators in the three pilot sites.

Product information

Format : 210mm x 296mm
Pages : 180
ISBN 10 : 0-7969-2000-1
ISBN 13 : 978-07969-2000-3
Publish Year : 2002

Executive summary

1. Introduction

2. Determinants of demand for financial services in three pilot studies

3. Access to financial services

4. Micro-finance in rural communities

5. Policy issues and recommendations

References

Appendix

Compiled by the Human Sciences Research Council (HSRC) for the Integrated Rural Development Program (IRDP) of the WK Kellogg Foundation, southern Africa.
Share this

You might also consider these related books

2046  Large

Society, State & Market
A guide to competing theories of development

This major textbook, reprinted for the fourth time in 2004, is written for students in development studies. It provides a comprehensive and multi-disciplinary picture of development research over the past generation, and is organised around four major themes: economic development and underdevelopment, politics and the state, socio-economic development and the state and civil society and the development process.

Product information

Format : 107mm x 160mm
Pages : 400
ISBN 10 : 0-7969-1795-7
ISBN 13 : 978-07969-1795-9
Publish Year : 1997
Price R 209.00
2047  Large

A Socio-economic Atlas of South Africa
A demographic, socio-economic and cultural profile of South Africa

Based on the 1991 census, this atlas presents a set of demographic, socio-economic and cultural profiles of South Africa. The atlas contains chapters on: demography and housing, labour and employment, education, economic and human development, language and religion.

Product information

Format : 208mm x 300mm
Pages : 272
ISBN 10 : 0-7969-1786-8
ISBN 13 : 978-07969-1786-7
Publish Year : 1996
Price R 220.00
2133  Large

Measuring Innovation in OECD and NON-OECD Countries
Selected seminar papers

It is widely accepted that innovation is key to economic growth. Countries where research and innovation are high on the national agenda are best suited to prosper in the knowledge-based economy. Conversely, countries whose economies are mainly dependent on natural resources and basic industries tend to lack competitiveness and flexibility in adapting to changing global trends. The Organisation for Economic Co-operation and Development (OECD) has long been concerned with the measurement of research and experimental development (R&D) and innovation activities.

Product information

Format : 297mm x 210mm
Pages : 400
ISBN 10 : 0-7969-2062-1
ISBN 13 : 978-07969-2062-1
Publish Year : 2006
Price R 286.00
2199  Large

Mobility of Human Resources and Systems of Innovation
A Review of Literature

In any system of innovation, the constituency of participating individuals plays a large role in determining its strengths and weaknesses. A fundamentally mobile resource, individuals are influenced by a complex nexus of factors prompting their movements. This book is a review of the literature on the topic and is designed as a resource for anyone interested in analysing human mobility and the factors and policies through which it influences innovation.

Product information

Format : 280mm x 210mm
Pages : 84
ISBN 10 : 0-7969-2185-7
ISBN 13 : 978-07969-2185-7
Publish Year : 2007
Price R 133.00